Terms and Conditions of Use

Effective Date: 3-26-2026

These Terms and Conditions (“Terms”) govern your access to and use of the website located at https://ddrcollect.com (the “Website”), operated by Delta Direct Recovery (“DDR,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

1. Modifications to Terms

We may revise these Terms at any time without prior notice. Updated Terms will be posted on the Website and are effective immediately upon posting. Your continued use constitutes acceptance of any changes.

2. Use of Website

The Website is provided for general informational purposes regarding DDR and its services.

You agree to use the Website only for lawful purposes and in compliance with these Terms. You may not use the Website in any manner that could damage, disable, or impair its functionality or interfere with other users.

3. No Reliance on Information

All content provided on the Website is for general information only and may be modified or removed at any time without notice.

We make no representations or warranties regarding the accuracy, completeness, or reliability of Website content. You use such information at your own risk.

4. Intellectual Property

All Website content, including text, graphics, logos, images, and design, is owned by DDR or its licensors and protected by applicable intellectual property laws.

Limited License:
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial use.

Restrictions:
You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without prior written consent.

All trademarks and service marks are the property of their respective owners. Unauthorized use is prohibited.

5. User Submissions

Any feedback, suggestions, or materials submitted (“Submissions”) grant DDR a perpetual, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and distribute such Submissions for any lawful purpose.

DDR is under no obligation to maintain confidentiality of Submissions unless required by law.

6. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DDR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

MERCHANTABILITY

FITNESS FOR A PARTICULAR PURPOSE

NON-INFRINGEMENT

ACCURACY OR RELIABILITY

WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DDR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE.

THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF DDR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Third-Party Links

The Website may contain links to third-party websites. DDR does not control or endorse such websites and is not responsible for their content, terms, or privacy practices.

Access to third-party websites is at your own risk.

9. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Any legal action or proceeding shall be brought exclusively in the state or federal courts located in Texas. You consent to the jurisdiction and venue of such courts.

11. International Users

The Website is controlled and operated from the United States. We make no representation that the Website is appropriate or available in other jurisdictions.

Users accessing the Website from outside the U.S. do so at their own risk and are responsible for compliance with local laws.

12. Termination

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for any violation of these Terms or for conduct we deem harmful.

13. Severability and Waiver

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

Failure to enforce any provision shall not constitute a waiver of that provision.

14. Entire Agreement

These Terms, together with the Privacy Policy and any additional legal notices posted on the Website, constitute the entire agreement between you and DDR regarding the Website.

15. Contact Information

Delta Direct Recovery
325 N St Paul St, Suite 3100
Dallas, Texas 75201
Phone: (800) 216-6852
Website: https://ddrcollect.com